Kansas

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Mission, Kansas CD Rates – 2-Year

You are viewing rates from banks across Mission





Below are two-year Certificates of Deposit (CD) rates from banks in Mission, Kansas. Two year CDs generally offer a higher rate than 1 year CDs but require a longer commitment. Depending on the economy, longer term CDs may or may not offer more premium as the term increases. If you expect rates on bank products to drop, can afford to lock the money away, and feel you are receiving enough premium for the time commitment, then longer-term CDs may be appropriate.

Mission, KS - August 2, 2025

2 Year CD National Average : 0.66% ?

Banks APY MIN MILES ?

Rate History: 1.00% → 2.75% → 2.75% → 5.25%

| Aug 30, 2023

Try to open account on line make you use PLAID to xfer money PLAID doesn't connect with many banks, Cannot do over phone. Discover, Penfed all ok this bank is useless. I had acct before still bad. Stay aw... Read More

Flex index CD. Based on Prime minus 2.75%. Subject to change anytime.
Rate History: 5.92% → 5.65% → 5.92% → 5.13% → 4.86%

| Dec 12, 2022

Developed buyers remorse after they stopped raising the rate and switched to Brilliant. Read More

Rate History: 3.00% → 4.85% → 5.13% → 4.65%

Rate History: 4.51% → 4.51%

Rate History: 4.50% → 4.50% → 4.50%

| Jul 3, 2019

Just set up an account. Don't know long term yet, however they were (Kelsey) a dream to work with. Read More

| Mar 3, 2025

what a nightmare. I spent over 6 weeks working with [name redacted] from CF banks. She was suppose to be getting me approved for a home mortgage that needed to be closed by march 17th 2025. After about 5... Read More

Rate History: 5.00% → 4.50%

| Jun 22, 2023

I have been with The Mint Ntl Bank for going on the 3rd yr. They have always taken care of my CD investment and changes that come after the maturity (yearly) date. I highly recommend them! Read More

Rate History: 4.91% → 4.75% → 4.65% → 4.49% → 4.44%

| Mar 5, 2021

The best rate on any CD or savings account is .40% Read More

Rate History: 1.10% → 3.29% → 3.55% → 4.67% → 4.42%

| Jun 25, 2019

can I cash my Progressive Insurance claim check Read More

Rate History: 4.45% → 4.40%

Rate History: 4.60% → 4.80% → 4.51% → 4.34%

| Oct 16, 2020

HAVE BEEN CALLING YOUR MORTGAGE DEPARTMENT ON "ITIN" LOANS AND HAVE NOT GOT A HUMAN PERSON TO ANSWER OR RETURN MY PHONE CALLS. WHAT IS HAPPEN? PLEASE ADVISE. THANK YOU, Read More

| Apr 9, 2016

The two women, Shawn and Marcie, were very nice to me and accommodated my every transaction. Read More

Rate History: 4.00% → 4.40% → 4.65% → 4.75% → 4.30%

| Jun 10, 2021

I bank at this bank and they have the best people working there They all have a lot of knowledge and most all have been there a long time they do a great job and have the highest CD rates around Read More

| Jul 17, 2021

I've been with this bank for 6 months and have not had any problems. Bill pay works good. The 24 month investing CD is another vechile I use. Rates are above average considering the national rate. I'd reco... Read More

Rate History: 2.75% → 4.00% → 4.25%

| Aug 24, 2018

Flagstar is nothing but a bunch of bitches and if they think i.m sending this check to them signed they can kiss my fuckin ass. I will let this house fall apart before they make a damn dime of me, How you... Read More

Rate History: 0.40% → 4.25%

Rate History: 1.00% → 4.50% → 4.25%

Rate History: 0.25% → 4.50% → 4.25%

| Jan 8, 2018

Another bad bank! Did a hard pull just to open a checking account with no overdraft and denied me. Never even bothered to send a letter or e-mail. Now I have another inquiry on my credit report for nothin... Read More

Rate History: 2.25% → 5.00% → 4.75% → 4.50% → 4.25%

Rate History: 1.00% → 4.42% → 4.22%

Rate History: 5.25% → 5.00% → 4.75% → 4.20%

Rate History: 4.95% → 4.50% → 4.25% → 4.20%

| Sep 22, 2023

Terrible bank. Terrible service. Not equipped to service customers outside Florida. Plays games with your taxes by issuing 1090s whenever. Really shouldn't be on this list or your radar. Avoid. Read More

Rate History: 4.37% → 4.17%

Early Withdrawal Penalty is 270 days interest.
Rate History: 4.10% → 4.20% → 4.15% → 4.05% → 4.15%

| Dec 18, 2023

I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More

Rate History: 3.90% → 4.20% → 4.25% → 4.20% → 4.15%

| Apr 19, 2023

This bank was honest and I had no problems with them in person. Not everyone was equally competent but they got help. Read More

Rate History: 5.00% → 4.75% → 4.50% → 4.25% → 4.15%

| Oct 29, 2018

I believe you must live in Utica or surrounding area to qualify for opening an account with them - I inquired a few years ago Read More

Early Withdrawal Penalty is 90 days interest.
Rate History: 4.90% → 4.50% → 4.25% → 4.15% → 4.11%

| May 6, 2023

Fully functional bank account that would be great for my needs, but the quarterly interest payment thing is a real nuisance. I wish they would change it. It isn't market. Read More

Rate History: 4.55% → 4.50% → 4.20% → 4.00% → 4.10%

Warning: Early Withdrawal Penalty is 2% of the account balance.
Rate History: 4.35% → 4.20% → 3.75% → 4.00% → 4.10%

| Jul 3, 2023

A 2% early withdrawal fee on a 1-year CD is almost equally insane as a 270 day one. Read More

Rate History: 4.76% → 4.70% → 4.60% → 4.45% → 4.09%

Rate History: 3.04% → 3.30% → 2.02% → 3.04% → 4.07%

4.06%

$1,000

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Rate History: 2.02% → 3.55% → 4.01%

Rate History: 4.45% → 4.20% → 3.70% → 3.70% → 4.01%

| Jul 23, 2023

easy to work with but the rate isn't competitive. not even the leading savings rate banks are competitive versus short us treasuries. Read More

Early Withdrawal Penalty is 6 months Interest.
Rate History: 4.55% → 4.20% → 4.00% → 3.80% → 4.00%

| Jul 1, 2022

not really an onllne bank. compare this interface that gives you no information with that of any other bank (I cannot even confirm the rate). cannot switch in and out of cds or np cds. just not an online b... Read More

Rate History: 4.85% → 4.25% → 3.75% → 3.50% → 4.00%

| Apr 18, 2018

Worst experience of my life. Did not fund and gave $25 to my own charity. Read More

4.00%

$1,000

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Early Withdrawal Penalty is 90 days interest.
Rate History: 3.00% → 4.60%

| Jul 1, 2022

Very easy opening process and wonderful staff. Read More

Rate History: 4.50% → 4.20% → 4.05% → 3.75% → 4.00%

| Aug 2, 2023

Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More

Early withdrawal penalty is 180 days interest.
Rate History: 4.40% → 4.10% → 3.80% → 3.85% → 4.00%

| Jul 4, 2025

Bread's current 6-month CD is 4.45%, not 4.35%. Read More

Rate History: 4.20% → 4.05% → 4.00% → 3.90% → 4.00%

Rate History: 2.27% → 3.44% → 4.00%

Rate History: 4.34% → 4.00% → 4.00% → 4.21% → 4.00%

| Mar 21, 2023

Parent seems to be owned by a large Chilean bank. Not saying this is good or bad, but it is complication, especially in the current environment. Read More

Early Withdrawal Penalty is 180 days interest.
Rate History: 4.65% → 4.20% → 3.85% → 4.06% → 4.00%

| Mar 19, 2022

Problem with ties to puppy mills. I closed a cct. https://www.americanbanker.com/news/tab-bank-dragged-into-seedy-world-of-puppy-mill-loans-by-fintech-partner Read More

| Jan 9, 2021

Used to be a good bank!! Taking money out of my account for something I did not purchase. This is the second time they did this. They do it on Fridays knowing that no one from the Fraud Department isn't th... Read More

Rate History: 0.60% → 0.55% → 4.00%

Rate History: 4.25% → 4.50% → 4.25% → 4.00%

Rate History: 4.25% → 4.10% → 4.00% → 4.10% → 4.00%

| Oct 12, 2022

Service has always been satisfactory. They have my complete trust and endorsement. Great bank in my opinion. Read More

Rate History: 4.50% → 4.40% → 5.40% → 4.40% → 4.00%

| Feb 15, 2024

I have always had great experiences with short-term CDs from this bank. No delays. Read More

Early Withdrawal Penalty is 180 days interest.
Rate History: 4.75% → 4.50% → 4.00% → 3.75% → 4.00%

| Apr 20, 2024

Save your tears for another day. Very frustrating. 1-star. Read More

Rate History: 4.00% → 3.90% → 3.70% → 4.10% → 3.95%

| Feb 15, 2024

best bank on the list but no longer the most competitive Read More

Rate History: 4.25% → 4.09% → 4.00% → 3.85% → 3.95%

Rate History: 2.27% → 3.91%

Early Withdrawal Penalty is 180 days interest.
Rate History: 4.35% → 4.25% → 3.20% → 4.00% → 3.90%

| Aug 26, 2022

Too slow to raise rates. Read More

Rate History: 3.35% → 3.60% → 3.90%

| Jun 25, 2020

Ok, GFB's site a bit more compliant today. Unfortunately the rate posted here is not current. 1.05% and look at that minimum! Read More

Rate History: 4.05% → 3.90%

Early Withdrawal Penalty is 180 days interest.
Rate History: 4.75% → 4.40% → 4.30% → 4.05% → 3.90%

| Nov 21, 2023

A real pain in the *** process to try and get approved! They were unable to match my drivers license photo with my live image after several times trying! Went to limelight bank instead and got approved in ... Read More

Rate History: 1.00% → 4.06% → 1.51% → 4.04% → 3.89%

Rate History: 4.59% → 4.49% → 4.10% → 4.49% → 3.87%

Rate History: 4.75% → 4.00% → 3.50% → 3.85%

| Aug 31, 2022

never had a problem moving money in/out. After trying a couple banks with higher rates but less service will be moving my money back here. Read More

Call 952-920-8400 for details!
Rate History: 3.00% → 4.15%

Rate History: 1.00% → 3.50% → 3.85%

| Jun 15, 2017

Just a great group of people to interact with at the Mineola branch. Been working with them for years. Everybody at all of the branches has always been a pleasure. Read More

Rate History: 4.99% → 4.58% → 4.47% → 4.06% → 3.85%

3.85%

$1,000

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Early Withdrawal Penalty is 360 days interest.
Rate History: 4.50% → 4.35% → 3.92% → 3.93% → 3.82%

| Jan 30, 2024

Have an IRA rollover, they don't take IRAs any longer. Read More

| Jan 21, 2020

The people there are very friendly and helpful. They have good rates most of the time. Read More

Rate History: 4.20% → 4.00% → 3.60% → 4.10% → 3.80%

| Jan 10, 2024

AVOID at all costs. We read the addendum to the final page of the LENGTHY account agreement mailed to us after completing the online portion. Guess what? It gives this sweet seeming Discover Bank access to... Read More

Rate History: 2.00% → 4.25% → 4.11% → 3.91% → 3.80%

3.80%

$1,000

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Warning: Early Withdrawal Penalty is 2% of principal.

| Dec 22, 2018

I know VirtualBank has monitored these comments in the past and answered here. This is important because they do not respond to questions submitted through the website. I am trying to find out the pena... Read More

Warning: Early withdrawal penalty is 3.00%.
Rate History: 2.00% → 3.75%

| Jan 10, 2024

Applied for the Joint 5.50% Hi Yield Savings special. (Note: some places reference it is guaranteed for 6 months, other parts of website only guarantee rate for 3 months). We applied and surprising denied ... Read More

Rate History: 4.00% → 3.75%

Rate History: 1.91% → 2.02% → 3.75%

| Nov 3, 2023

site does not update at all, totally wrong rates listed Read More

Rate History: 5.35% → 5.10% → 4.75% → 3.75%

Rate History: 0.20% → 0.15% → 3.75% → 3.50% → 3.75%

Rate History: 3.25% → 4.00% → 3.75%

Rate History: 4.35% → 4.15% → 4.00% → 3.75%

| Mar 25, 2020

I was told on the phone by a bank rep that my present money market acct interest rate would continue at 2.25% until June 30, 2020 and would be FDIC covered up to $250,000. Please verify if this is true???... Read More

Rate History: 3.00% → 4.25% → 4.00% → 3.75%

| Jun 8, 2016

When is your next shred date @Ramtown? Read More

Rate History: 4.25% → 4.00% → 3.75%

Rate History: 3.61% → 3.75%

| Aug 26, 2023

I have no issues with Bask Bank nor Texas Capital Bank. They provide good apy on savings and CD's, bank to keep funds secured so yes they do have strict security measures but if you don't like it than go ... Read More

Rate History: 4.50% → 4.50% → 3.50% → 3.70%

Rate History: 3.50% → 3.00% → 2.85% → 2.75% → 3.70%

Rate History: 4.00% → 3.93% → 3.54% → 3.44% → 3.69%

Early withdrawal penalty is one-fourth the amount of interest that would have been earned had CD been held to maturity.
Rate History: 3.50% → 3.70% → 3.90% → 3.75% → 3.65%

| Mar 20, 2025

A non-customer-friendly organization that just switches between two contaminated brands trying to bring back some sort of goodwill that it had before it started selling fake foreign currency CDs in 2006 an... Read More

Rate History: 3.50% → 3.65%

| Feb 14, 2022

I had a personal checking account and a business account. All went well until I sent a polite letter pointing out that it is improper, and not good practice, to make online passwords expire. Why should ... Read More

Rate History: 3.50% → 3.75% → 3.65%

| May 15, 2020

Sucks don’t ever get with this bank Read More

Rate History: 3.61% → 3.08% → 4.13% → 3.77% → 3.61%

| Apr 29, 2020

I called this banl there is no this rate Read More

Rate History: 3.35% → 3.60%

| Oct 11, 2020

You probably thought - as did I - that you were looking at a site that belongs to and was the responsibility of Gateway First. After all it includes their headings, selected financial statements, many pag... Read More

Warning: Early Withdrawal Penalty is 270 days interest.
Rate History: 0.50% → 3.80% → 3.75% → 4.30% → 3.60%

| Dec 27, 2022

They gave a hard time with their cashier's check. They returned my deposited check that was emitted by them. Could you believe? Read More

Rate History: 3.75% → 3.60%

Rate History: 0.50% → 0.55% → 3.81% → 3.56%

Rate History: 2.79% → 3.56%

Rate History: 4.63% → 4.30% → 3.55%

Rate History: 4.80% → 3.55%

| Aug 20, 2019

Very corrupt, disorganized company. Associated with Dovenmuehle and or the same company. Extremely poor ratings all over the internet. Should be sued and closed down. If I could give it -10 stars, that wo... Read More

Rate History: 4.50% → 3.50%

Early Withdrawal Penalty is 12 months interest.
Rate History: 4.50% → 3.00% → 2.75% → 3.00% → 3.50%

Rate History: 4.20% → 4.50% → 4.00% → 3.70% → 3.50%

| Mar 15, 2023

Thank you for the reviews above. I was wondering why I was only getting 0.3% when interest rates have gone up. Why CapitalOne360 is putting loyal and long time customers at a disadvantage is beyond me. ... Read More

Rate History: 1.00% → 4.25% → 3.75% → 3.50%

| Feb 25, 2016

What's your phone number? Read More

Rate History: 4.00% → 3.75% → 3.50% → 3.40% → 3.50%

| Aug 13, 2023

Been a customer for a couple of years now with interesting checking, been a happy customer. They give you a $10 reimbursement on atm fees per statement cycle. They pay you to leave your money there curre... Read More

Rate History: 4.40% → 4.20% → 4.00% → 3.90% → 3.50%

| Oct 23, 2023

Synchrony Bank recently closed 3 of my accounts with them and this decision was completely unwarranted. I had two Guitar Center cards and one Levin Furniture card. I found out about this through a push not... Read More

Rate History: 4.00% → 4.10% → 3.50% → 3.25% → 3.50%

| Apr 14, 2020

I call HSBC they told me they don't have 1.85 1 year CD. current CD is 0.8 / year Read More

Rate History: 3.75% → 3.50%

Warning: Early withdrawal penalty is 12 months of interest
Rate History: 0.60% → 4.50% → 3.75% → 3.50%

| Jul 6, 2023

This is an example of a bad bank. Their online process for purchasing a CD is horrible. You fill it out and it rejects it after all of your private information is disclosed. They there customer service is ... Read More

Early Withdrawal Penalty is 180 days interest.
Rate History: 5.00% → 4.50% → 4.15% → 3.75% → 3.50%

| Nov 12, 2022

I was shopping for deposit rates in August, and NerdWallet, a site I had previously trusted, had it on their list. I was unaware they took deposits. They are the only bank that ever duplicated a transactio... Read More

Rate History: 1.50% → 3.50%

| Aug 13, 2019

I filled out the application 10 days ago answering all questions and sent a file with a copy of my drivers license to Western Bank. I received an email saying that a banker would call me within one busines... Read More

| Nov 18, 2023

bad bank hold your deposit over months without credit in your account, no interest, they don’t want pay you interest , they want your money with 0% interest. Read More

Rate History: 3.50% → 3.50% → 3.75% → 3.50%

| Dec 21, 2023

Very easy to setup 6 month 5.35% CD from cornerstone account Read More

Rate History: 4.20% → 4.00% → 3.70% → 3.60% → 3.50%

| Jan 2, 2024

Like others, I've been with Capital One and its predecessor ING Direct since 2007. I've also been getting cheap bank rates on my savings account and didn't realize that there was something better, although... Read More

Rate History: 2.60% → 3.25% → 3.50%

| Jul 26, 2024

Multiple roadblocks trying to set up a savings account with Ivy Bank and my application was ultimately declined, in spite of my multiple CDs among three banks, stock investments, eleven credit cards, and c... Read More

Rate History: 4.50% → 3.50%

Rate History: 3.50% → 4.50% → 3.75% → 4.00% → 3.50%

| Jun 21, 2022

The new rates have eclipsed shat i currently hold with this bank. Read More

Rate History: 3.75% → 4.25% → 3.50% → 3.25% → 3.50%

| Apr 18, 2017

Village Bank currently has a 15 mo. CD special at 1.50% Read More

Rate History: 1.01% → 3.75% → 3.50%

| Mar 27, 2019

Still waiting for a call back from Liz over a long standing,annoying account problem Read More

Rate History: 3.50% → 4.00% → 3.75% → 3.60% → 3.50%

| Jan 30, 2020

Find branch personnel are genuinely interested in my business. Read More

Rate History: 3.00% → 4.00% → 4.25% → 3.75% → 3.50%

| Jul 26, 2024

Multiple roadblocks trying to set up a savings account with Forbright and my application was ultimately declined, in spite of my multiple CDs among three banks, stock investments, eleven credit cards, and ... Read More

Rate History: 1.50% → 2.00% → 1.50% → 3.50%

| Mar 10, 2021

Northpointe -- my most favorite bank -- held their rate when others dropped -- nice people to deal with -- and -- COURAGE + INTEGRITY. Read More

Rate History: 4.25% → 4.00% → 3.50% → 4.00% → 3.50%

Rate History: 4.27% → 4.30% → 4.40% → 3.50%

Rate History: 3.75% → 3.50% → 3.75% → 3.50%

| Mar 20, 2016

Good solid bank. Read More

Rate History: 2.85% → 2.75% → 2.90% → 3.75% → 3.50%

Warning: Early withdrawal penalty is 4% of principal withdrawn.
Rate History: 5.00% → 3.25% → 5.55% → 3.25% → 3.50%

| Dec 8, 2020

Everyone here in Boston raves about Salem Five but it is shithole operation filled with nasty entitled people. As for this online savings product, the fees are ridiculous, the transfer charges are obnoxiou... Read More

Rate History: 4.06% → 3.49%

Rate History: 4.40% → 4.00% → 4.09% → 3.75% → 3.49%

Rate History: 4.60% → 4.13% → 3.80% → 3.64% → 3.48%

| Mar 16, 2022

by how much? Read More

Rate History: 3.60% → 3.57% → 3.47% → 3.62% → 3.47%

Rate History: 4.30% → 4.20% → 4.15% → 3.45%

Rate History: 4.30% → 4.20% → 4.15% → 3.45%

| Feb 9, 2021

The wonderful assistants at Beal Bank are wonderful. Rebeca took great care of me and made sure all my concerns were addressed. Read More

Rate History: 3.95% → 3.70% → 3.90% → 3.60% → 3.45%

| Dec 3, 2019

Have done business with "Hope's" San Diego branch for a few years. Always courteous and helpful. Looking forward to doing business with them in the future. Read More

Rate History: 4.00% → 4.10% → 3.70% → 3.60% → 3.45%

Rate History: 3.45% → 3.40%

Rate History: 3.80% → 3.40%

Rate History: 1.00% → 2.65% → 3.95% → 3.60% → 3.40%

3.36%

$1,000

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Rate History: 3.70% → 3.60% → 3.55% → 3.45% → 3.35%

Rate History: 4.30% → 4.40% → 4.05% → 3.75% → 3.35%

| Mar 26, 2021

Spencer Bank is by far, the ABSOLUTE WORST Banking institution there is. The Bank - and the Headquarters - display a host of shortcomings and clearly are the most substandard bank - dealing with numerou... Read More

Warning: Early withdrawal penalty equals two years of interest.
Rate History: 4.50% → 3.85% → 3.35%

| Mar 17, 2023

STAY AWAY ! They closed my accounts with no warning. After multiple successful direct deposits and mobile checks deposits, they claimed one of the three checks I deposited a few days ago was fake. No... Read More

Rate History: 4.07% → 3.71% → 3.51% → 3.35%

| Jan 28, 2025

4.75% is an introductory rate and they are not openly clear about that. Don't expect 4.75% to continue. They are otherwise competitive. Read More

Rate History: 2.15% → 4.50% → 4.50% → 3.30%

| Jun 26, 2022

ACH transfers are not allowed. Called and was told that I had to set up wire transfers (and pay fees) or I could come in to the bank and get a bank check. Read More

Rate History: 1.10% → 1.00% → 3.29%

Rate History: 2.02% → 3.29%

| Sep 13, 2021

On September 13th, 2021. I called “SBOK” to verify if the account number matches the business name that is on the check I’ve received. I spoke with a supervisor named Brenda Jones. Brenda informed me... Read More

Rate History: 5.00% → 3.25% → 3.26%

Rate History: 3.99% → 3.79% → 3.65% → 3.40% → 3.25%

Rate History: 4.00% → 3.75% → 3.25%

Rate History: 4.00% → 3.75% → 3.70% → 3.50% → 3.25%

Rate History: 1.00% → 4.00% → 3.75% → 3.60% → 3.25%

Rate History: 3.75% → 3.50% → 4.00% → 3.50% → 3.25%

Rate History: 5.00% → 3.25%

Rate History: 3.50% → 3.25%

Rate History: 4.00% → 3.85% → 3.35% → 3.25%

Rate History: 3.24% → 3.14% → 3.24% → 3.14% → 3.24%

Rate History: 4.64% → 4.13% → 3.75% → 3.23%

| Jul 7, 2022

Insbank 1 yr is 1.5 % 18month is 1.6% 7-7-2022 Read More

| Nov 12, 2023

Finworth looks legit, but their online disclosures and incomplete and you cannot reach them by phone and they don't respond to inquiries. I am moving along and you should too. Read More

Rate History: 1.00% → 3.85% → 3.60% → 3.19%

3.17%

$500

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Rate History: 3.50% → 3.30% → 3.25% → 3.15%

Rate History: 3.56% → 3.50% → 2.95% → 3.30% → 3.10%

| Aug 5, 2022

The worst customer service during covid. I lost my wallet they were nit understanding when things were shutting down. I knew covid was going to be bad and did not want to be around people. They did nit eve... Read More

Rate History: 3.55% → 3.05%

Rate History: 2.53% → 2.27% → 2.22% → 2.27% → 3.03%

Rate History: 4.01% → 4.51% → 4.01% → 2.51% → 3.02%

Early Withdrawal Penalty is 180 days interest.
Rate History: 4.50% → 4.00% → 3.75% → 3.25% → 3.00%

| May 2, 2022

Barclays is the worst. Transfer speeds even worse than Synchrony now. Service is worse than anything. Save yourself the trouble of getting sucked into rates that are sometimes competitive and choose anythi... Read More

| Dec 2, 2022

No such limits as referred to by Jonathan. Perfectly Happy with service and keep adjusting the rate! Read More

Rate History: 4.50% → 4.00% → 3.75% → 3.00%

| Aug 5, 2020

I used to go to M&T when it was still Provident Bank. M&T has been very responsive to my needs and I have been pleased with the banking experience. Read More

Rate History: 3.35% → 3.30% → 3.82% → 3.05% → 3.00%

Rate History: 3.75% → 3.00%

Rate History: 3.00% → 3.25% → 3.00% → 3.25% → 3.00%

| Jul 11, 2018

cd rates Read More

Rate History: 3.25% → 3.00%

| Oct 13, 2020

Been banking with RCB for 20 years now after today this will probably be my last year I was in a car wreck and my car was a total loss insurance set me a check. When up to the bank to try to catch it so I ... Read More

Rate History: 1.25% → 3.50% → 3.25% → 3.00%

Rate History: 3.05% → 3.30% → 3.05% → 3.00%

Rate History: 0.60% → 3.00%

| Jul 31, 2020

Reduced savings rate from 1.88% to .75% a day after I deposited a substantial amount of money and no notice given or reduction in rate told to me Read More

Rate History: 3.50% → 3.00%

Rate History: 4.00% → 3.50% → 3.00%

| Feb 5, 2020

The employees of this bank are helpful but the bank's systems and procedures for obtaining your account information STINK. If you want a bank that provides you quarterly (or even annual) statements by mai... Read More

Rate History: 2.65% → 3.00%

| Feb 13, 2018

Is it legal to bring someone into the branch and shake them down and threaten them when they want to redeem their CD upon maturity (as opposed to allowing it to automatically renew)? If not, these guys an... Read More

Rate History: 4.20% → 4.00% → 3.80% → 3.00%

Rate History: 5.00% → 4.00% → 3.50% → 2.00% → 3.00%

| Nov 12, 2018

Helpful w/$ Read More

Rate History: 3.50% → 3.25% → 3.00%

Rate History: 2.00% → 2.02% → 2.51% → 2.96%

Rate History: 2.65% → 2.90%

| Feb 2, 2021

This bank's site shows the 15 mo rate at .45% Read More

Rate History: 3.30% → 2.89%

| Jun 28, 2017

showmeonehundredthousanddollars Read More

Rate History: 3.50% → 3.25% → 3.00% → 2.90% → 2.85%

| Sep 27, 2019

I use Marquette bank in Meadville on park avenue. and I use Marquette bank on rt 322 both of these banks have great mangers Dawn at park avenue and Kelly at rt 322 there tellers are the best Read More

Rate History: 2.05% → 1.90% → 2.78%

| Jan 16, 2019

12 mo now pays 2.80% apr Read More

Rate History: 3.02% → 2.78%

Rate History: 1.00% → 2.75%

Rate History: 1.75% → 2.00% → 2.75%

| Apr 8, 2019

Their online interface is circa 2004. They limit the number of accounts you can set up for ACH. And they sit on ACH transfers.... for days. Not sure if the good rates are worth it. Read More

| Mar 30, 2021

These guys are the best local bank. Very responsive. Read More

Early Withdrawal Penalty is 180 days interest.
Rate History: 4.00% → 3.90% → 3.80% → 3.50% → 2.75%

| Jun 10, 2024

I guess customer service is in the US (not sure). I'd rather that someone in the Philippines answered though. These people are so poorly trained and ill informed that I do not trust them with my personal... Read More

Rate History: 1.00% → 2.25% → 4.00% → 2.75%

Rate History: 3.50% → 3.25% → 2.80% → 2.70% → 2.75%

Rate History: 4.00% → 3.00%

| Jul 1, 2022

Very easy opening process and wonderful staff. Read More

| Feb 18, 2021

Interest rate on 1 year CD is only .40%. Five year term is .80% Read More

2.67%

$10,000

-

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Rate History: 3.05% → 2.53%

Rate History: 2.63% → 3.04% → 2.53%

Rate History: 3.82% → 4.08% → 3.35% → 3.05% → 2.53%

| Aug 16, 2019

Deceptive Sales Practices: Huge Penalties What an awakening! Without any clear statement, and nothing at all on its website, Avidia charged us 50% of the CD’s FULL TERM interest, including both paid... Read More

Rate History: 1.00% → 2.53%

Early Withdrawal Penalty in 180 days interest.
Rate History: 3.00% → 3.00% → 5.00% → 3.00% → 2.50%

| Jun 13, 2023

I'll steer clear of Dollar Savings Direct and My Savings Direct until they guarantee users at both online divisions their best rates. Banks have the right to segment their customers yes, but these games w... Read More

Rate History: 4.25% → 4.00% → 3.50% → 3.00% → 2.50%

| Dec 26, 2021

SJennings Read More

Rate History: 2.00% → 4.00% → 3.75% → 2.00% → 2.50%

Rate History: 3.15% → 2.50%

| Jan 25, 2015

Want home equity loan at 443 Pierce Lane, Kennett Square PA, 30M, 10 yrs, excellent credit rating. 610-388-2278. Read More

Rate History: 1.00% → 3.00% → 2.50%

Rate History: 4.05% → 4.25% → 4.05% → 4.00% → 2.50%

| Apr 25, 2022

We would not be having all this trouble with people sealing money out of other people's bank accounts if we were to just stop using fancy banking like onlinebanki Read More

Rate History: 2.57% → 2.41%

Rate History: 3.25% → 2.75% → 2.50% → 2.25%

Rate History: 3.00% → 2.75% → 2.50% → 2.25%

| Sep 14, 2023

Used them my whole life! Great little bank! Read More

Rate History: 3.00% → 2.50% → 2.25%

| Apr 25, 2023

with all of these online bank, including the well known ones, delaying transfers forever in order to fund these high rates, this one still executes inbound and outbound transfers immediately. Read More

Rate History: 2.25% → 2.70% → 2.25%

| Apr 20, 2023

This is a true blue community bank. When you call you get people that are able to take action and make decisions. Customer service is number 1. Works great for CDs. They have a nice stand alone buildin... Read More

Rate History: 1.26% → 2.25%

Rate History: 1.00% → 1.55% → 2.25% → 3.50% → 2.25%

| Nov 17, 2020

Is notarie services available today at a woodforest on wilkinson blvd Read More

Rate History: 2.50% → 2.20%

Rate History: 3.05% → 1.55% → 2.30% → 2.05%

| May 29, 2020

Dua Read More

Rate History: 2.53% → 2.02%

Rate History: 5.40% → 5.20% → 2.00% → 5.40% → 2.00%

| Dec 6, 2022

Customer service — unreliable, different CS person gets a different answer. LOB readily accepts your incoming funds, out going of funds the bank puts up a barrage of road blocks. A wire out, a letter FR... Read More

Rate History: 1.00% → 2.00%

Rate History: 1.50% → 3.00% → 2.75% → 2.00%

| Dec 13, 2019

yes good Read More

Rate History: 3.00% → 2.50% → 2.00%

| Jan 2, 2023

Terrible customer service by investment side. Fees too high , too full of themselves Read More

Rate History: 1.97% → 1.92% → 2.02% → 1.92% → 1.97%

| Feb 6, 2021

After purchasing more than 6 homes and going through more than a dozen refinancing processes, I must say that this is the worst company I have ever had the misfortune of dealing with. It took these clowns ... Read More

| Dec 8, 2023

We have been banking with Citizen's First for 4 years. Their branches, service, website, and employee attitudes are and always have been excellent. Their branches are warmly personal with free buttered po... Read More

1.85%

$1,000

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| Apr 12, 2019

United Bank in Front Royal does not know how to set up an inherited IRA. It took over two months to transfer it from Merrill Edge. Several mistakes were made. And then they did not title it correctly. T... Read More

Rate History: 3.89% → 1.76% → 1.76%

Rate History: 2.00% → 1.75%

| May 8, 2021

Location: 5069 N. Broadway Chicago IL 60640 Read More

Rate History: 1.75% → 1.31% → 1.75%

| Aug 28, 2022

Rates are totally uncompetitive now. Read More

Rate History: 4.40% → 4.00% → 3.85% → 2.60% → 1.65%

| Nov 28, 2022

While USAA was at one point a great option for all your banking needs, the service has deteriorated so much that I'm currently in the process of changing banks after more than 2 decades. The final straw w... Read More

Rate History: 0.72% → 0.69% → 0.92% → 1.03% → 1.60%

| Oct 1, 2017

Will play games with your account. changing posting dates and times. Will hold direct deposit so you overdraft your account. Read More

Rate History: 3.80% → 2.02% → 2.88% → 2.02% → 1.51%

Rate History: 0.05% → 1.50%

| Jul 28, 2020

Dropped rates again with restrictive transfer limits and poor service. Better rates and liquidity elsewhere. Beware!!! Read More

Rate History: 0.60% → 1.50%

Rate History: 1.40% → 1.41%

Rate History: 4.25% → 2.60% → 1.40%

| Feb 24, 2020

I had been with USAA for 20 years. Had my checking, savings, auto and renters insurance and 2 credit cards with them. I work in the service industry and make a good portion of my income in cash tips. For 4... Read More

1.40%

$100,000

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1.36%

$10,000

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| Aug 15, 2019

I DO NOT LIKE THIS BANK, MORE THAN ONCE I HAVE BEEN HUMILIATED BY THIS BANK AND THEIR CARDS. Read More

1.35%

$500

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| Jan 27, 2023

The worst bank I have ever had Read More

Rate History: 0.90% → 1.35%

| May 26, 2017

Before009 Read More

1.32%

$10,000

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| Jan 21, 2020

Can someone deposits check via ATM Read More

Rate History: 1.25% → 1.31%

1.30%

$1,000

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1.30%

$1,000

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1.30%

$10,000

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1.30%

$100,000

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1.26%

$10,000

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1.26%

$10,000

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1.26%

$10,000

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1.26%

$10,000

-

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Rate History: 1.26% → 1.50% → 1.26%

1.26%

$100,000

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1.26%

$100,000

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1.26%

$10,000

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1.26%

$10,000

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1.26%

$100,000

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1.26%

$10,000

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1.26%

$10,000

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Rate History: 1.26% → 1.50% → 1.26%

Rate History: 1.05% → 1.25%

| Sep 21, 2020

I am fed up with how poorly this bank is run. I have made deposit and given a receipt with the wrong amount more than once. I have received other customer's cancelled checks. The online bank site is a mess... Read More

1.25%

$10,000

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1.25%

$10,000

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1.25%

$10,000

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Rate History: 2.50% → 1.50% → 1.25%

Rate History: 1.00% → 2.00% → 1.25% → 2.00% → 1.25%

| Apr 30, 2019

No issues. I feel confident using them. Read More

| Mar 19, 2021

This rate is not true call it is only 0.40 lady she would have it changed a week ago Read More

1.21%

$10,000

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1.21%

$500

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1.21%

$10,000

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1.21%

$500

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1.21%

$100,000

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1.21%

$100,000

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1.21%

$10,000

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1.21%

$100,000

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1.20%

$10,000

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1.20%

$10,000

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1.20%

$10,000

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1.20%

$100,000

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1.20%

$10,000

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1.20%

$100,000

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1.16%

$100,000

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1.16%

$10,000

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1.16%

$100,000

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1.16%

$10,000

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1.16%

$100,000

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1.16%

$10,000

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| Dec 1, 2020

This Bank and Bank of Brenham were great to deal with. Just a little drive out to the country and definitely worth it. Read More

| May 3, 2016

Branchs locations, Houston, Tx. Read More

| Jun 25, 2016

Recommend this bank and Bank of Brenham! Friendly, helpful, and both have great rates! Read More

| Dec 1, 2020

Worth the drive out to the country! Read More

1.16%

$100,000

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1.16%

$10,000

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1.15%

$10,000

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1.15%

$10,000

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1.15%

$10,000

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1.15%

$10,000

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| Mar 19, 2021

... Read More

1.15%

$10,000

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1.15%

$500

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1.15%

$10,000

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1.15%

$100,000

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1.15%

$100,000

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1.15%

$100,000

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1.15%

$10,000

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| Jun 28, 2021

They bait and switch. Advertise cds at .40 but offer only .04 when in the office. Sharp business practice. Read More

| Dec 4, 2020

Very easy to do business with, low mortgage interest rates without all the fees that other Banks charge. No games or hidden costs, just good service. Read More

1.15%

$10,000

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1.15%

$10,000

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1.15%

$10,000

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1.15%

$10,000

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1.12%

$10,000

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1.11%

$10,000

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1.11%

$500

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1.11%

$500

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1.11%

$100,000

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| Mar 24, 2022

I visited this bank yesterday, 3/23 and this advertised rate was not offered. Read More

1.11%

$10,000

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| Oct 22, 2021

TrustTexas Bank was founded in 1921. Read More

1.10%

$10,000

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1.10%

$25,000

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1.10%

$100,000

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1.10%

$10,000

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| Dec 8, 2016

Not a handicap friendly bank at main office. Customers must walk long distance to reach teller windows far from entrance. CD rates could be improved. Putman County Bank has 1 percent better on larger... Read More

1.10%

$10,000

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1.10%

$100,000

-

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1.10%

$10,000

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| Aug 15, 2021

20 Read More

1.10%

$100,000

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1.10%

$90,000

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1.10%

$10,000

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1.10%

$100,000

-

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1.10%

$500

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1.10%

$10,000

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1.10%

$10,000

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1.10%

$10,000

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1.10%

$10,000

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1.10%

$10,000

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1.10%

$10,000

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1.10%

$10,000

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1.10%

$10,000

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1.10%

$100,000

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1.10%

$10,000

-

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| Mar 29, 2017

my ira Read More

1.10%

$10,000

-

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1.10%

$10,000

-

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1.10%

$10,000

-

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1.10%

$10,000

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1.10%

$10,000

-

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1.10%

$100,000

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1.10%

$10,000

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1.10%

$10,000

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1.10%

$100,000

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1.10%

$10,000

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1.10%

$100,000

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1.10%

$100,000

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1.08%

$100,000

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1.06%

$500

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1.06%

$100,000

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1.06%

$10,000

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1.06%

$10,000

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1.06%

$10,000

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1.06%

$10,000

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1.06%

$10,000

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| Dec 1, 2020

This Bank and Bank of Brenham were great to deal with. Just a little drive out to the country and definitely worth it. Read More

| May 3, 2016

Branchs locations, Houston, Tx. Read More

| Jun 25, 2016

Recommend this bank and Bank of Brenham! Friendly, helpful, and both have great rates! Read More

| Dec 1, 2020

Worth the drive out to the country! Read More

1.06%

$10,000

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1.05%

$2,500

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1.05%

$10,000

-

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| Sep 26, 2016

I think the specials have ended. can you double check? Read More

1.05%

$100,000

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1.05%

$10,000

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1.05%

$60,000

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1.05%

$25,000

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1.05%

$10,000

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Rate History: 0.24% → 1.05%

| Nov 2, 2020

Got the account opened after weeks and finally got it funded and then they dropped the rate the next day and it is no longer competitive. Read More

1.05%

$10,000

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1.05%

$10,000

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1.05%

$10,000

-

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1.05%

$10,000

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1.05%

$10,000

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1.05%

$10,000

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1.05%

$10,000

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1.05%

$10,000

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1.05%

$10,000

-

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1.05%

$10,000

-

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1.05%

$10,000

-

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1.05%

$100,000

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1.05%

$100,000

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1.05%

$10,000

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1.05%

$500

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1.05%

$100,000

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| Aug 14, 2020

At your Rock Hill location, I feel you are not committed to the safety of your customers as you say on your web site. Why aren't your employees wearing masks? Why do they let patrons enter without a mask... Read More

1.05%

$10,000

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1.05%

$10,000

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1.05%

$100,000

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1.05%

$100

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1.05%

$10,000

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1.05%

$100,000

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1.05%

$10,000

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1.05%

$100,000

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1.05%

$100,000

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1.05%

$10,000

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1.05%

$100,000

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1.04%

$100,000

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1.02%

$10,000

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1.01%

$100,000

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1.01%

$10,000

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1.01%

$10,000

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1.01%

$1,000

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1.01%

$10,000

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1.01%

$10,000

-

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| Aug 20, 2022

FNB FOLKSTON,GA, Ga. is the BEST bank to do business with, they go above and beyond for their customers, staff Is Great!! Sure miss some of the former employees though!! Read More

1.01%

$10,000

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1.01%

$1,000

-

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1.01%

$10,000

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1.01%

$10,000

-

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1.01%

$10,000

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1.01%

$10,000

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1.01%

$100,000

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1.01%

$100,000

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| Oct 11, 2017

Our experience was the worst. Our mortgage loan officer was Kathy Funke. That lady was so messed up. She literally drained my savings account to a negative status that I had to take a personal loan from a ... Read More

1.01%

$10,000

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1.01%

$10,000

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1.01%

$10,000

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| Oct 22, 2021

TrustTexas Bank was founded in 1921. Read More

| Apr 27, 2023

have had 3 cd accounts. all interactions with instructions for disposition of funds were never exactly enacted as discussed and requests for confirmatory emails never sent with details as terms discussed. ... Read More

1.01%

$100,000

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| Mar 24, 2022

I visited this bank yesterday, 3/23 and this rate 0.85% was NOT offered. Read More

1.01%

$100,000

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Rate History: 0.17% → 1.00%

1.00%

$10,000

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1.00%

$10,000

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1.00%

$10,000

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1.00%

$100,000

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1.00%

$10,000

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1.00%

$100,000

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1.00%

$10,000

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1.00%

$10,000

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| Mar 2, 2019

does require us citizenship? Read More

1.00%

$100,000

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Rate History: 1.50% → 4.00% → 1.50% → 1.20% → 1.00%

| Jan 29, 2024

Tried to enter information on line to open a 5 year CD, multiple time and wasn't accepted. Talked to a live person who was of no help at all. My credit score is over 800 and I have plenty of money in oth... Read More

1.00%

$25,000

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1.00%

$1,000

-

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| Oct 10, 2023

Horrible. Turned me into collections for a paid off loan that was never late then tried to blame me for paying it online...i actually verified at the drive threw that it was paid in full...also held a lar... Read More

1.00%

$100,000

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1.00%

$10,000

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1.00%

$10,000

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1.00%

$10,000

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1.00%

$10,000

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| Jun 25, 2020

If you need a simple answer you will have to jump through hoops and talk to people that are not connected to your bank. Plus when you try to return the call the number they call from is not a working numb... Read More

1.00%

$10,000

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1.00%

$500

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1.00%

$10,000

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1.00%

$10,000

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1.00%

$10,000

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1.00%

$10,000

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1.00%

$10,000

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1.00%

$1,000

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1.00%

$10,000

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1.00%

$10,000

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Rate History: 1.75% → 1.00%

| Nov 8, 2019

farmer Read More

1.00%

$1,000

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1.00%

$500

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1.00%

$100,000

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1.00%

$10,000

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1.00%

$2,500

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1.00%

$100,000

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| Mar 16, 2023

The branch manager is unavailable and doesnt care what goes on as long as he is not bothered. The tellers are rude and referr to customers who ask for help as " special needs customers". Read More

| Oct 23, 2017

How o purchases the special 10% CD rate? Read More

1.00%

$10,000

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1.00%

$10,000

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1.00%

$10,000

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1.00%

$100,000

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1.00%

$10,000

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1.00%

$1,000

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1.00%

$10,000

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1.00%

$500

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Rate History: 4.00% → 1.00% → 4.00% → 1.00%

| May 19, 2018

Experience Read More

1.00%

$10,000

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1.00%

$100,000

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1.00%

$1,000

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1.00%

$1,000

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1.00%

$1,000

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1.00%

$10,000

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1.00%

$10,000

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1.00%

$10,000

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1.00%

$500

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1.00%

$10,000

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1.00%

$500

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1.00%

$10,000

-

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1.00%

$10,000

-

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| Nov 20, 2021

Excellent The way banking should be. Read More

1.00%

$10,000

-

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1.00%

$10,000

-

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| Apr 15, 2020

There is room for improvement in any business. And UCB Is at top of list for lack of need for improvement . They have always been at their best in terms of overall management, firm loan management, fr... Read More

1.00%

$10,000

-

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| Aug 17, 2015

I can only dream about CD rates returning to these levels like the 1970's. Read More

1.00%

$10,000

-

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| Apr 29, 2019

I called to ask about an auto loan that I only have one payment left on and was told that a loan officer would call me back. When she called me back, I asked 2 questions and was treaded like a criminal. Sh... Read More

1.00%

$10,000

-

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| Feb 2, 2015

Do you accept cd opening deposits from mass. and how. thanks. 100,000 or more if rates can be improved a bit. thanks Read More

| Feb 1, 2023

Absolutely most horrible experience in my life I opened a large CD when I was living in Dearborn and let the interest accrue for about 6 years I knew how much the interest rate was and how much was in the ... Read More

1.00%

$1,000

-

Learn More

1.00%

$100,000

-

Learn More
All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around zip 10007


Branch Street City State
The Federal Savings Bank
Overland Park Branch
7900 College Boulevard Overland Park KS
First Bank
Chase Branch
509 Main Street Chase KS
Fidelity Bank, National Association
West Central Branch
9300 West Central Ave Wichita KS
KS StateBank
Highway 24 Branch
8803 East Highway 24 Manhattan KS
Union Bank and Trust Company
Commercial State Bk. Of Bonner Sprin Branch
309 Oak Street Bonner Springs KS
Arvest Bank
Overland Park Branch
7401 West 135th Street Overland Park KS
Emprise Bank
21st & Webb Branch
9485 East 21st Street North Wichita KS
Capitol Federal Savings Bank
Nall Hills Branch
9500 Nall Ave Ste 100 Overland Park KS
Arvest Bank
Overland Park Branch
7401 West 135th Street Overland Park KS
Beal Bank USA
Kansas City Branch
11934 Roe Avenue Overland Park KS
Security Bank of Kansas City
Martway Street Branch
6040 Martway Mission KS
RCB Bank
Drive-In Branch
601 North Summit Street Arkansas City KS
Intrust Bank, National Association
Intrust Bank, National Association Branch
9450 East Harry Wichita KS
Centera Bank
Administrative Office Branch
Hwy 56 Sublette KS
Centera Bank
Administrative Office Branch
Hwy 56 Sublette KS
BOKF, National Association
Prairie Village Branch
4140 West 71st Street Prairie Village KS
First Federal Bank of Kansas City
8629 Metcalf Branch
8629 Metcalf Overland Park KS
Swedish-American State Bank
Swedish-American State Bank Branch
324 Liberty Street Courtland KS
New Century Bank
New Century Bank Branch
1211 28th Street Belleville KS
The Baldwin State Bank
The Baldwin State Bank Branch
721 High Street Baldwin City KS
Mid-America Bank
Mid-America Bank Branch
802 Ames Street Baldwin City KS
ESB Financial
Motor Facility Branch
Eighth And Constitution Emporia KS
The Lyon County State Bank
The Lyon County State Bank Branch
902 Merchant Street Emporia KS
The Security State Bank
The Security State Bank Branch
2022 E. 16th Street Wellington KS
The State Bank of Bern
The State Bank Of Bern Branch
402 Main St Bern KS
The Bendena State Bank
The Bendena State Bank Branch
933 Friendship Road Bendena KS
Flint Hills Bank
Bank Of Osage City Branch
913 Market Street Osage City KS
Kaw Valley State Bank
Kaw Valley State Bank Branch
737 Main Street Eudora KS
NINNESCAH VALLEY BANK
The First National Bank Of Cunningha Branch
101 East First Street Cunningham KS
The First State Bank of Healy
The First State Bank Of Healy Branch
Jayhawk Plaza On K-4 Healy KS
Impact Bank
Caldwell Branch
24 North Main Street Caldwell KS
Ford County State Bank
Ford County State Bank Branch
322 N Main St Spearville KS
The Farmers State Bank of Bucklin, Kansas
The Farmers State Bank Of Bucklin, Kansas Branch
111 N Main St Bucklin KS
Flint Hills Bank
Bank Of Osage City Branch
913 Market Street Osage City KS
The Stock Exchange Bank, Caldwell, Kansas
Arkansas City Branch
401 N Summit Street Arkansas City KS
The Haviland State Bank
The Haviland State Bank Branch
209 North Main Street Haviland KS
Heritage Bank
Heritage Bank Branch
3024 Southwest Wanamaker Road Topeka KS
Farmers Bank & Trust
Brewster Branch
326 Kansas Avenue Brewster KS
NINNESCAH VALLEY BANK
The First National Bank Of Cunningha Branch
101 East First Street Cunningham KS
The First State Bank of Healy
The First State Bank Of Healy Branch
Jayhawk Plaza On K-4 Healy KS
The Howard State Bank, Howard, Kansas
Cedar Vale Branch
602 Cedar Street Cedar Vale KS
First Commerce Bank
First Commerce Bank Branch
902 Broadway Marysville KS
Integrity Bank
The Fowler State Bank Branch
401 Main Street Fowler KS
The Citizens State Bank of Cheney, Kansas
The Citizens State Bank Of Cheney, Kansas Branch
306 North Main Street Cheney KS
Bank 7
Copeland Branch
210 North Santa Fe Street Copeland KS
BMO Bank National Association
State Line Branch
8840 State Line Road Leawood KS
Stryv Bank
Chisholm Trail State Bank Branch
6160 North Broadway Wichita KS
Mutual Savings Association
8th & Main Branch
801 Main Eudora KS
Bank of Denton
Bank Of Denton Branch
510 Main Street Denton KS
The Farmers State Bank
The Farmers State Bank Branch
624 Main Street Dwight KS
Exchange Bank
Exchange Bank Branch
702 North Washington Street Junction City KS
Patriots Bank
Westphalia Branch
500 Lincoln Ave Westphalia KS
Marquette Farmers State Bank of Marquette
Marquette Farmers State Bank Of Marq Branch
205 North Washington Marquette KS
The State Bank of Canton, Canton, Kansas
The State Bank Of Canton, Canton, Kansas Branch
103 South Main Street Canton KS
The Walton State Bank
The Walton State Bank Branch
116 Main St Walton KS
Garden Plain State Bank
Garden Plain Branch
525 N. Main St Garden Plain KS
Union State Bank
Fort Scott Branch
1009 South Clark Street Fort Scott KS


BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

Two Year CDs - Branch Banks 2025

Two year CDs, also know as 24 month CDs are an intermediate term product that commits a depositor to keeping their money in the bank for 24 months in return for a fixed rate of return during that period. All two year CDs shown on BestCashCow are FDIC insured.

While two year CDs commit a person to locking their money in for double the time of a 12 month CD, the rate is not double. As a result, a depositor should think about whether the extra rate is worth the extra time commitment.

In general, if rates are rising, it makes sense not to lock up money for an extended period of time.

If rates are falling, then it makes sense to put money into a longer-term instrument to lock-in a higher rate.

Many find opening CDs at local bank is often easier than online. In a branch, a depositor can sign CD documents and initiate a CD in person, and can often get it done faster than mailing a check or initiating a wire transfer in order to get their money to an online bank. Many also appreciate the opportunity to interact face to face with a real human being as opposed to by phone or instant messaging.

The advantages of a two year branch CD are:

  • A higher rate than 12 month CDs in return for leaving the money in the bank longer.
  • A fixed rate during the 24 month period.
  • A generally higher rate for the same term than what can be found in a branch-based bank.
  • FDIC insurance.
  • Convenience of opening and managing the CD online.

The disadvantages of a two year branch CDs are:

  • Rates are generally lower than on the top online savings and CD accounts.
  • Money is tied up for two years. Removing it early results in significant penalties.
  • Opening online can often take several days. Problems must be handled online or via the phone as there is no branch.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

SAVINGS & CD CALCULATOR

Find out how much extra money you can earn by moving your bank money into an account that pays more.

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